What an AI girlfriend really costs per month

Subscription prices, token packs and the costs AI companion apps don’t put on the pricing page, using Candy.ai’s published prices as a worked example.

Regular 6 min read Updated 27 September 2026 By The Titan

In this guide
  1. The subscription: pay yearly or pay triple
  2. Tokens: the part that actually varies
  3. What to check before you subscribe to any AI companion
  4. If you want more control than chat

AI companion apps nearly all use the same two-part pricing: a subscription that unlocks unlimited chat, and tokens that pay for the expensive stuff like images, voice messages and video. The subscription is the number on the pricing page. The tokens are where your actual monthly spend is decided.

I’ll use Candy.ai as the worked example because it publishes clear prices. My #1 pick, fuckd.ai, doesn’t put its membership prices on its public pages, so it can’t be the example. The same logic applies to almost every competitor.

The subscription: pay yearly or pay triple

Candy.ai Premium costs $13.99 month to month. Commit for three months and it drops to $8.99 a month. Commit for a year and it is $3.99 a month, billed as $47.88 up front.

Candy.ai Premium, effective monthly price Same product, three billing terms
Show as a table
ItemPer month
Month to month $13.99
Quarterly $8.99
Annual $3.99

Source: Candy.ai pricing page, September 2026.

That is a 71% discount for committing. The catch is obvious: you pay for a year even if you lose interest in a month. If you are not sure, the sensible path is the free tier first, then one month, then the annual plan once you know you will keep using it.

Tokens: the part that actually varies

Premium on Candy.ai includes 100 tokens a month. Images, voice and video spend them, and extra packs start at $9.99 for 100 tokens.

How much that matters depends entirely on how you use it. Here are three illustrative monthly budgets built from the published prices:

Three ways to use the same app Illustrative monthly spend on Candy.ai, from published prices
  • Subscription
  • Extra tokens
Show as a table
Row SubscriptionExtra tokens Total
Mostly chat $3.99$0.00 $3.99
Chat + some images $3.99$9.99 $13.98
Image-heavy, monthly plan $13.99$39.96 $53.95

Source: My scenarios: annual plan with included tokens only; annual plan plus one $9.99 top-up; monthly plan plus four $9.99 top-ups.

The spread is the whole story. Someone who mainly chats pays less than a coffee a month. Someone who generates a lot of images on a monthly plan can pay more than a premium porn membership. Reviewers who use these apps heavily commonly report spending $15 to $40 a month on tokens on top of the subscription.

Six AI companion apps, priced side by side

This is my AI companion price tracker. It lists what each app’s own pricing page, plans page or help centre shows, checked on 27 September 2026, and I update it every month. Three things make these apps hard to compare, so I have flattened them as far as the published numbers allow:

  • Billing periods differ. Kupid AI bills weekly or yearly, and the others monthly, quarterly or yearly.
  • First-subscription discounts. DreamGF and DreamBF show a discounted first term and a much higher regular price.
  • Every app has its own currency for images, voice and video: tokens, dreamcoins or weekly allowances.
Cheapest monthly cost on the longest plan US dollars a month, from each app’s published prices. DreamGF and DreamBF are first-year prices.
Show as a table
ItemPer month
Candy.ai · annual $3.99
DreamGF / DreamBF · annual $5.99
ourdream.ai · annual $9.99
Kupid AI Pro · yearly $14.92
GirlfriendGPT Premium $15.00

Source: Candy.ai pricing page, ourdream.ai help centre, kupid.ai/subscriptions, dreamgf.ai/plans, dreambf.ai/plans and the GirlfriendGPT FAQ, checked 27 September 2026.

App Pay month to month Longest plan What is included
Candy.ai $13.99 $3.99 a month, billed $47.88 a year 100 tokens a month; extra tokens from $9.99 per 100
ourdream.ai $19.99 $9.99 a month, billed $119.88 a year 1,000 dreamcoins a month, plus 1,000 upfront on annual
Kupid AI $12.99 a week (about $56 a month) $179 a year for Pro, $299 for Ultra Pro: 25 photos, 8 videos and 12 voice minutes a week
DreamGF $12.99 for the first month (regular $25.99) $71.88 for the first year (regular $311.88) 150 tokens a month, voice messages and calls
DreamBF $12.99 for the first month (regular $25.99) $71.88 for the first year (regular $311.88) The same plans as DreamGF, for AI boyfriends
GirlfriendGPT $15 Premium, $35 Deluxe, $50 Elite Only monthly plans listed Voice messages; AI girlfriends and boyfriends

What the table says:

  • Candy.ai is the cheapest serious option on an annual plan. It is also cheapest month to month among the apps that bill monthly at a regular price.
  • Kupid AI is the most expensive if you pay weekly, and the weekly price is the one its pricing page leads with.
  • The DreamGF and DreamBF annual price is a first-year discount. Budget for the regular price when it renews, or cancel before.
  • For images and video, look at the allowance, not the headline. ourdream.ai’s 1,000 dreamcoins buy about 200 in-chat images. Kupid AI’s Pro plan gives 8 videos a week.

The reviews go deeper on each: Candy.ai, ourdream.ai, Kupid AI and DreamGF.

What to check before you subscribe to any AI companion

  • What the free tier really includes. Some “free” tiers allow only a handful of messages.
  • What costs tokens. Images almost always do. Voice and video usually do. Some apps charge tokens for long messages.
  • Whether tokens expire at the end of a billing period.
  • How cancelling works. The best apps let you cancel in two clicks and keep access until the end of the period.
  • Whether you can delete your chats. Your conversations are stored to power the character’s memory. Make sure you can wipe them.
  • How it bills. Most bill under a neutral company name. Check if it matters to you.

If you want more control than chat

If you are more interested in creating images and video than in conversation, a generator-first app will give you more for your money.

Every app I rank is on my AI girlfriend tier list, and the image-first tools are on my AI porn generator list.

Questions people ask

How much does an AI girlfriend cost?

Usually $4 to $15 a month for the subscription, plus tokens for images, voice and video. Candy.ai Premium is $13.99 month to month or $3.99 a month billed yearly, with 100 tokens included and top-ups from $9.99. Heavy image users can pass $50 a month.

Is there a free AI girlfriend app?

Most AI girlfriend apps have a free tier, but it’s limited: a small number of messages, and few or no images. Treat it as a trial. On most apps, the paid subscription is what unlocks unlimited chat.

Why do AI girlfriend apps charge tokens?

Because images, voice messages and video cost far more to generate than text. The subscription covers chat, and tokens meter the expensive features. That’s why your real monthly cost depends on how many images you make.

Is the annual plan worth it?

Only once you know you’ll keep using the app. Candy.ai’s annual plan cuts the monthly price by 71%, to $3.99, but you pay $47.88 up front. Try the free tier, then one month, then switch.

How do I cancel an AI girlfriend subscription?

In the app’s account or billing settings. The good apps take two clicks and keep your access until the paid period ends. If you subscribed through an app store, cancel through the store instead. Check how cancelling works before you pay.

Sites mentioned in this guide

  1. Candy.ai A#3

    The most complete AI girlfriend app: good chat, great images, and a real free tier.

    Free tier · Premium from $3.99/mo billed yearly Full review

    Visit
  2. ourdream.ai A#4

    Build a character, chat with her, and generate images and video of her in one place.

    Premium $9.99 to $19.99/mo · 1,000 dreamcoins a month Full review

    Visit
  3. Joi B#6

    A polished AI companion app with a big library of ready-made characters.

    Free to start · paid plans Full review

    Visit
  4. Kupid AI B#7

    A solid AI girlfriend app with photos and a good range of personalities.

    Pro $179/yr or $12.99/week · lifetime $777 Full review

    Visit

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